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Pnc virtual wallet account8/31/2023 ![]() ![]() In practice this has also been the case with nobody being denied the bonus. The URL does say “checking-offer-for-PNC-customers”, but again the terms don’t say anything about needing to be an existing PNC customer so technically everybody should be able to sign up and get this bonus. This offer has no such restriction in the terms. Normally this bonus is restricted to the following states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. There is some evidence to suggest that they don’t actually charge this fee, but YMMV. This is charged if you close your account within 180 days. ![]() There is an early account termination fee of $25. Qualifying direct deposits of $5,000 or more.Average monthly balance of $5,000 or more.You can get this fee waived if you meet any of the following: Virtual Wallet With Performance Select $25 Monthly Fee ($300 Bonus) All bank account bonuses are treated as income/interest and as such you have to pay taxes on themĪvoiding Fees Virtual Wallet Checking Pro with Spend, Reserve & Growth No Monthly Fee ($200 Bonus).Please consult your tax advisor regarding your specific situation.The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.Offer may be extended, modified or discontinued at any time and may vary by market. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.If multiple accounts are opened with the same signers, only one account will be eligible for the premium.New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months,.A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $2,000 for Virtual Wallet with Performance Spend or Performance Checking or $5,000 for Virtual Wallet with Performance Select or Performance Select Checking.A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into a Performance Checking or Performance Select Checking account, or the Spend account of a Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select.Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.To qualify for the reward, the new checking account must be opened online via the “Apply Online” links on this web page OR at a branch using the appropriate coupon between 4/1/18 to 6/30/18 and the following conditions must be met within the first 60 days: (a) qualifying Direct Deposit(s) must be received and (b) 10 qualifying purchases must be made using the PNC Bank Visa® Debit card associated with the newly opened account.You will only be considered for one reward amount, which is based on the product type you open. ![]() You may earn a $300 reward if you open a new Virtual Wallet with Performance Select or Performance Select Checking account.
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